a pretty in the city gal on her way to debt freedom & healthy living a day at a time, who fills her time with yoga, music, books, baking and much much more. won't you join her?

Friday, June 05, 2009

Money can be Seksi

Yes, money is HOT when you've got it, or when you have enough of it to go around. When you don't have enough of it, money is definitely, oh so most definitely NOT seksi.

Let me say that both times I've been made redundant from jobs in the past, things have turned out so much better than expected. The universe works in wonderful ways.

But still, it hits you hard when life throws you a curve ball.

Me, I have a job I really really enjoy, and a job that I am good at. Actually, a job I'm great at. I'm great at my job and I love my job. But it's a shaky economic time and who knows how long I'll have a job for. My friend at work got made redundant today and it's horrible. But what's more horrible is that I am not in a financially fit position so should something (like a redundancy) come up, the not so fab experience would be made even worse.

Life happens, and let's face it - crap happens, things fall apart. But imagine being in a position to bounce back with the least amount of drama and negativity possible.

I have received a bit of $$ lately (rental bond money, tax return, Rudd dollars) and it's been so damn hard and painful but I've put it directly onto my debts. Gosh - imagine not having debt!! So it's been a good wakeup call for me to start getting real with my money.

Because seriously, I've been banging on about how I'm in debt for a good few years now and I've not really committed to getting OUT of it. I've still eaten out A LOT. I've still bought new clothes. And while I have not bought any big ticket items, I've wasted the same amount of money by purchasing magazines, and books, and way too many little instant gratification items.

It's like an addiction! And I know all about that.. since stopping drinking I've just been eating up a storm like there's no tomorrow. Tired? No worries, I get takeaway. Can't decided what to have? No worries, I'll buy up a fridge full of food so I can change my mind.. and then let it all go off and get takeaway again. So there's alcohol, there's food, and there's money (or rather, buying).

So it's time to commit properly right now. Here we go.

Dave Ramsey, I heart you!

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